The ACCC recently hit Captain Cook College with a $20 million fine. This is the latest in a series of actions against online ‘educators’ who exploited the VET FEE-HELP scheme. Discover how this program was abused and the ongoing fight for justice.
Unlock Growth: Insights from the Latest Small Business Trends Report
Discover how the latest Small Business Trends Report by Salesforce unveils critical insights for small and medium businesses. Explore how SMBs are tackling challenges, adapting to a data-first world with CRM and AI, and shaping a resilient future by meeting evolving customer and employee needs.
New Rules for Buy Now, Pay Later: What Aussies Need to Know
🚨 Big Changes for Buy Now, Pay Later!
Today, new rules for BNPL new regulations Australia officially started. This means services like Afterpay, Klarna, and Zip Pay are now like regular credit products, such as credit cards. If you sign up from today, you might find your spending limit is lower than before.
⚖️ Why the New Laws?
These new BNPL new regulations Australia are here to protect millions of Australians. The Australian Securities and Investments Commission (ASIC) wants to make sure people don’t get into financial trouble with these services. Research shows many Aussies use BNPL, especially younger generations.
💳 What’s Different for New Users?
From June 10, BNPL services need a special credit licence. This means:
- They’ll ask more questions about your money. 🤔
- You’ll need a credit check before borrowing.
- Your first spending limit might be lower based on your credit score. For example, Afterpay used to give everyone $600, but now it could be less.
⏰ Missed a Payment? Here’s What Happens
Because BNPL new regulations Australia treat these services like other credit, missing a payment can now impact your credit score!
- Late payments might show up on your credit report. 📉
- This could make it harder to get bigger loans later, like for a house. So, paying on time is more important than ever!
🤔 Afterpay Eyes Supermarkets!
Afterpay wants to expand into major Australian supermarkets like Coles, Woolworths, and Aldi. Their co-founder believes the new BNPL new regulations Australia will give these big stores the confidence to accept Afterpay as payment. Afterpay is already used in some IGA and Drakes stores.
Card 6: 🛒 Concern for Grocery Debt
Experts are “very concerned” about Afterpay in supermarkets. Andrew Grant, a finance expert, worries shoppers might spend more than they can afford on everyday groceries. Domenique Meyrick from Financial Counselling Australia says using credit to just “make ends meet” often leads to big problems and more debt for people.
✅ Good or Bad for Your Credit?
Is BNPL bad for your credit score? Not always!
- Missing payments can hurt your score. 😥
- But, making all your payments on time could actually help your credit score! ✨ Remember, this information is general. Always think carefully about your own financial situation.
Want to Learn More?
For more details on how these regulations might affect you, read this article:
Gemini Now Does Your Recurring Tasks! (Like ChatGPT)
Your New AI Assistant!
Your Google Gemini app just got a big upgrade! It can now do tasks for you at specific times, over and over again. This new tool is called Gemini scheduled actions. Imagine having a super-smart helper that remembers what you need and does it automatically!
What Can It Do?
Gemini scheduled actions help you automate daily chores. Instead of asking Gemini for something every time, you set it up once. It can give you:
- Morning updates on your calendar and emails.
- New blog ideas every Monday.
- Daily sports scores.
- Event summaries after big shows. This works just like ChatGPT’s task feature, saving you lots of time!
Who Can Use It?
Right now, Gemini scheduled actions are mainly for people who have the Gemini app and a Google AI Pro or Ultra subscription. It’s often how new, powerful features first come out. Some business and education plans for Google Workspace also get this feature. If you’re a subscriber, it’s coming soon!
How to Get Started
It’s easy to set up your first Gemini scheduled action:
- Make sure your Gemini app is up-to-date.
- Open the app and tap your profile picture to find “Scheduled actions.”
- Tell Gemini what you want it to do and when (like “every morning”).
- You can easily manage your tasks in the “Scheduled actions” menu.
Learn More & Be Productive!
Gemini scheduled actions make your digital life much smoother. They help you stay organized and get more done without constant effort. For more details, check out Google’s official blog post or ZDNET’s guide. You can also find more AI productivity tips on our site!
iOS 26 New Features: A First Look at Liquid Glass Design
A Fresh New Look for Your iPhone
Your iPhone is getting a new look. Apple calls it Liquid Glass. It is the first big design change in more than ten years.
- You will see clear, glassy menus.
- They will have soft touches of color.
- Buttons and controls will change shape as you use them.
- This new look is also coming to iPads and Mac computers.
Why the New Name, iOS 26?
The new software is called iOS 26. This might seem like a big jump. Apple is changing how it names its software.
- The name will now match the year after it comes out.
- This is like how car companies name their cars for the next year.
- So, the software for this year is called iOS 26.
- The one for next year will be iOS 27.
Talk to Anyone with Live Translation
New tools will help you talk with people who speak other languages. Texts and calls can be translated as they happen.
- Your text messages can automatically show up in your friend’s language.
- On video calls, you will see translated words right on the screen.
- This will even work on regular phone calls.
- You will hear the call in your language, and they will hear it in theirs.
Your iPad Will Work More Like a Mac
The iPad is getting powerful new features. These changes will make it work more like a laptop or Mac computer.
- You will be able to open apps in their own windows.
- You can move these windows around and change their size.
- The top menu bar from Mac computers is also coming to the iPad.
- This makes it much easier to work on many tasks at once.
Early Access & Launch
Developers can already try out the new software, and a public test version should be ready next month. You can expect the official release of iOS 26 and its exciting new features this September.
Your New Digital Helper
Your Apple devices are getting a smarter helper. Think of it like a super-smart assistant built right into your iPhone, iPad, and Mac.
It will understand you better when you speak. It can help you find things on your phone or online more easily. This helper will learn what you like and help you do things faster. It will make your devices even easier to use every day.
For more information, check – Apple Newsroom: Apple elevates the iPhone experience with iOS26