Discover how the latest Small Business Trends Report by Salesforce unveils critical insights for small and medium businesses. Explore how SMBs are tackling challenges, adapting to a data-first world with CRM and AI, and shaping a resilient future by meeting evolving customer and employee needs.
Today, new rules for BNPL new regulations Australia officially started. This means services like Afterpay, Klarna, and Zip Pay are now like regular credit products, such as credit cards. If you sign up from today, you might find your spending limit is lower than before.
These new BNPL new regulations Australia are here to protect millions of Australians. The Australian Securities and Investments Commission (ASIC) wants to make sure people don’t get into financial trouble with these services. Research shows many Aussies use BNPL, especially younger generations.
From June 10, BNPL services need a special credit licence. This means:
Because BNPL new regulations Australia treat these services like other credit, missing a payment can now impact your credit score!
Afterpay wants to expand into major Australian supermarkets like Coles, Woolworths, and Aldi. Their co-founder believes the new BNPL new regulations Australia will give these big stores the confidence to accept Afterpay as payment. Afterpay is already used in some IGA and Drakes stores.
Experts are “very concerned” about Afterpay in supermarkets. Andrew Grant, a finance expert, worries shoppers might spend more than they can afford on everyday groceries. Domenique Meyrick from Financial Counselling Australia says using credit to just “make ends meet” often leads to big problems and more debt for people.
Is BNPL bad for your credit score? Not always!
For more details on how these regulations might affect you, read this article:
Your Google Gemini app just got a big upgrade! It can now do tasks for you at specific times, over and over again. This new tool is called Gemini scheduled actions. Imagine having a super-smart helper that remembers what you need and does it automatically!
Gemini scheduled actions help you automate daily chores. Instead of asking Gemini for something every time, you set it up once. It can give you:
Right now, Gemini scheduled actions are mainly for people who have the Gemini app and a Google AI Pro or Ultra subscription. It’s often how new, powerful features first come out. Some business and education plans for Google Workspace also get this feature. If you’re a subscriber, it’s coming soon!
It’s easy to set up your first Gemini scheduled action:
Gemini scheduled actions make your digital life much smoother. They help you stay organized and get more done without constant effort. For more details, check out Google’s official blog post or ZDNET’s guide. You can also find more AI productivity tips on our site!
